Finance and Loan

Every business runs on capital. This need can get further intensified when the business expands or if it launches any new product or service. In such a scenario, a working capital loan can prove to be a convenient way to fulfil business expenses. Generally, a working capital loan refers to the money borrowed from NBFCs or banks in order to fund business operations or pay business bills. Often, businesses don’t have a stable in-flow of funds and have cyclical sales as per the needs of their clients. In such instances, business loans can be taken to keep their operations going.  So first let’s discuss what is working capital, and then we will look into some easy ways to raise working capital for businesses! Every business has two kinds of capital: Fixed Capital Working Capital Fixed capital refers to the money used for more substantial investments like equipment or land purchases. And, working capital refers to the everyday needs of operation like paying salaries, restocking inventory, a

Your child got into the first choice of college, but is the hefty price tag difficult to deal with? If you are thinking about how you will manage that amount of money, you need not worry anymore as there are lots of ways to find a source of funds to pay for your child’s education.  As we all know, quality education is a must to develop something new rather than relying on innovations done in the past. It imparts the ability to think, apply it to the world and live independently with confidence. However, the cost of education is increasing rapidly, and in fact, the cost of studying at reputed institutions is also escalating. Keeping this in mind, education loans have made the pursuit of academic courses easier without burdening you with liabilities.  The process of education loan application varies from different financial institutions, including banks and NBFCs. One of the pioneers in providing funds without any hassle, Clix Capital, provides education loans with minimal documentatio